Effective Date: September 1, 2026
Welcome to the website of Custom Insurance Services (“Custom Insurance Services,” “we,” “us,” or “our”). By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, please do not use this website.
1. Use of Website
This website is provided for informational purposes and to facilitate communications between Custom Insurance Services and current or prospective customers.
You agree to use this website only for lawful purposes and in a manner that does not infringe upon the rights of others or interfere with the operation of the website.
You may not:
- Attempt to gain unauthorized access to any portion of the website or associated systems.
- Interfere with the security or functionality of the website.
- Use the website to transmit harmful, fraudulent, or unlawful content.
- Provide false or misleading information through website forms.
2. Informational Purposes Only
The information provided on this website is intended for general informational purposes only and should not be construed as insurance, legal, financial, or professional advice.
While we strive to keep information accurate and current, we do not warrant or guarantee the completeness, accuracy, or timeliness of any information contained on this website.
3. No Insurance Coverage Is Bound Through This Website Unless Expressly Confirmed
Communications submitted through this website, including quote requests, contact forms, certificate requests, claims notifications, policy change requests, or other inquiries, do not constitute binding insurance coverage.
Insurance coverage cannot be bound, modified, renewed, canceled, or otherwise altered through this website unless and until confirmed in writing by an authorized representative of Custom Insurance Services.
Coverage is subject to carrier underwriting approval, policy terms, conditions, exclusions, limitations, and applicable law.
In the event of a claim, policyholders should refer to their insurance policy and carrier reporting instructions. Submission of information through this website does not constitute notice of a claim to an insurance company unless specifically acknowledged by Custom Insurance Services.
4. Intellectual Property
All content on this website, including text, graphics, logos, icons, images, downloads, and other materials, is the property of Custom Insurance Services or its licensors and is protected by applicable intellectual property laws.
You may view, download, and print materials from this website for personal, non-commercial use only. Any other use requires prior written permission from Custom Insurance Services.
5. Third-Party Links
This website may contain links to third-party websites for your convenience.
Custom Insurance Services does not control, endorse, or assume responsibility for the content, policies, or practices of any third-party website. Accessing third-party websites is at your own risk.
6. Limitation of Liability
To the fullest extent permitted by law, Custom Insurance Services shall not be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages arising from or related to:
- Use of or inability to use this website;
- Reliance upon information contained on this website;
- Website interruptions, errors, or omissions;
- Unauthorized access to website systems or information.
Your sole remedy for dissatisfaction with this website is to discontinue use of the website.
7. Privacy Policy
Your use of this website is also governed by our Privacy Policy, which is incorporated into these Terms and Conditions by reference.
Please review our Privacy Policy to understand how we collect, use, and protect your information.
8. SMS/Text Messaging Terms
By providing your mobile phone number and consenting to receive text messages from Custom Insurance Services, you agree to receive conversational and transactional text communications regarding insurance products and services, customer service matters, policy servicing, appointment scheduling, claims-related communications, and related business purposes.
SMS Disclosures
- Message frequency may vary.
- Message and data rates may apply.
- Reply STOP to opt out of future text messages.
- Reply HELP or email us at for assistance.
- Consent is not a condition of purchase.
9. Website Availability
We make reasonable efforts to maintain website availability but do not guarantee uninterrupted access.
We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Missouri, without regard to conflict-of-law principles.
Any dispute arising from or relating to these Terms and Conditions or use of this website shall be brought in a court of competent jurisdiction located in Missouri.
11. Changes to These Terms
Custom Insurance Services reserves the right to update or modify these Terms and Conditions at any time.
Changes will become effective upon posting to this website. Continued use of the website after changes are posted constitutes acceptance of the revised Terms and Conditions.
12. Contact Information
If you have questions regarding these Terms and Conditions, please contact:
Custom Insurance Services
Phone: (636) 931-1200
Email: