Property insurance is coverage for any real estate or "stuff" that belongs to your business. Depending on the situation, your property can be covered on several different policies.
A business insurance policy is a contract with different terms and provisions to apply to your situation; we’ll help you find the right terms, at the right price, for your business.
Liability insurance is coverage for damage that your business might do to a third party that you become legally responsible to pay for. As with property insurance, different types of policies apply in different situations.
Employee benefit policies provide health, life, disability and dental benefits to your business' employees.
A surety bond, often referred to as just a "bond," is a promise by the insurance company (referred to as a "surety") to pay one party (the "obligee") if a second party (the "principal") fails to meet some obligation. Think of it as the surety "vouching for" the principal.
Sometimes there is no substitute for that one person who makes your business run. Key Person policies are life or disability policies written on individuals for a business purpose.
Sometimes, our job is to talk you into buying less insurance. Insurance policies don't cover every conceivable kind of loss; they also aren't truly a means for transferring risk, because whether you're paying for losses directly or paying premiums, you're always in some sense paying for the costs of the risks you face.