As part of the “Obamacare” laws and rules that are slowly coming into force, employers have a new requirement as of October 1, 2013. This probably applies to your business; read on for details. Read more
Progressive’s “Flo” makes it seem easy to get the insurance you need — just pick a box off the shelf and you’re done. Our agency sells policies with Progressive, among dozens of other companies, but I’m here to tell you that insurance policies are not alike, and you can’t compare them like you would compare boxes of cereal in the grocery store.
When was the last time you reviewed your insurance coverage? Note that I didn’t mention price, but coverage. Progressive’s “Flo” would have you believe that insurance comes in a white box, and that only the price differentiates one company’s offering from another, but it just isn’t so. An insurance policy is a contract, and the negotiable provisions of that contract can make the difference between a claim that gets paid and a claim that doesn’t.
Here are just a few things to jog your memory. If any of these have happened to you since you’ve reviewed your insurance coverage, it’s probably time to do so.