Certain insurance policies, especially general liability and workers’ compensation policies, are auditable because they are based on rating factors that change over time, such as payroll or gross sales. When your insurer commits to write your policy for a year, they are committing to write coverage at a given rate per unit of exposure, not necessarily… Read More
Workers’ compensation carriers strive for “injury free workplaces.” While that can’t always be the case, being mindful of safety and establishing a safety-oriented culture can go a long way.
Ask yourself: what are your responsibilities under the law? Address encryption, staying up-to-date, employee training. Read More